It’s no secret your credit score is important. The better your score, the better deal you get on a mortgage or a car loan or credit card.
We’re talking big money here.
Even if you’re not buying a house anytime soon, a lousy credit score means you’ll get mugged for a high security deposit whenever you rent a car or move into a new apartment.
But improving your credit seems like such a long-term project, doesn’t it?
After all, it can literally take years for negative information to finally come off your credit report. That one phone call you got from that rude bill collector can stain your record for up to seven years.
Seven years? Shoot, you’ll probably be a completely different person by then.
Don’t get discouraged. There are quick ways to start healing your credit. If you make the right moves, you can get your credit score back up around 670 — what most lenders consider “good.”
Here’s a fast, easy way to see your credit score: Sign up for Credit Sesame, a free service that shows your score and explains it to you.
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